The Hillsdale Effect
Do you want a better world?
Nearly half the world lives on less than two dollars and fifty cents a day, an unimaginable wage for people of our privileged and developed society. After learning statistics such as these, we decided to create a club that we call The Hillsdale Effect.
We began as a group of nine students devoted to making a difference in the world. We formed relationships with the Rotary Foundation and NamasteDirect, both non-profit organizations which work to give microloans to impoverished women in third world countries. We are dedicated to informing our community about the needs of people in developing countries, the power of microloans to help them, and financing microloans in order to empower women and transform communities.
Microloans can play a major role in the effort to end poverty because they provide capital to the people who need money the most, the very people who would be turned away by conventional banks. While charities can provide short term help, they do not break the vicious cycle of poverty the way that Microloans can play a major role in the effort to end poverty because they provide capital to the people who need money the most, the very people who would be turned away by conventional banks. While charities can provide short term help, they do not break the vicious cycle of poverty the way that microloans can. A woman who is able to start a successful business is able to send her children to school; and, eventually, an entire community can be positively effected through these small but powerful loans. We chose our partner, NamasteDirect, because it is uniquely effective in the way it offers economic and vocational training along with the loan.
Our goal is for each member of our club to raise enough funds to provide one woman with a loan and the accompanying education and training. In addition, we each aim to raise enough to travel with NamasteDirect to Guatemala to see and learn about the loans in action this spring. By supporting us, you are not only changing lives and communities in Guatemala but the lives of young people in your own community. Who knows how far the effect will reach ---The Hillsdale Effect!
What are Microloans?
Microloans are small loans of approximately $200 to $500. Although this small amount of money may seem meager to us, in Guatemala, it can help a woman jump start a business, provide herself with a steady income, and uplift herself out of poverty. In conjunction with the microloan, our partner, Namaste-Direct provides vocational training to ensure that their business is successful and that the loan is effective. Microloans allow rural Guatemalan women to create small businesses which provide them with financial self sufficiency, household stability, and empower them to become leaders in their communities. A fundamental distinction between microlending and conventional charity is that in essence we are helping impoverished women to help themselves. Simply giving money to the poor may temporarily alleviate their condition for a few days; however it is only short-term and does not fix the problem. Microloans truly address the plight of poverty at its source and empower impoverished women to become self-sustainable through small businesses.
How to Donate
Go to http://hhseffect.wix.com/the-hillsdale-effect and click "Donate" to get to our PayPal link.
You can also send donations to:
The Hillsdale Effect
c/o Ms. Sarah Pres
3115 Del Monte St.
San Mateo, CA 94403
Checks are payable to The Hillsdale Effect.
For more information on how to get involved contact Ms. Press (Hillsdale advisor) at email@example.com or Mr. Lance (founder, Middle College advisor) at firstname.lastname@example.org.